Friday, July 3rd, 2009

Will my previous student loan go back into deferment?

student loan deferment
Kevin K asked:


I am paying on a federal stafford loan from a number of years ago. I’m in the process of setting up a new student loan through a different lender. Will my previous loan go back into deferment since I am a full time student, or will I still continue to pay on that stafford?

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2 Responses to “Will my previous student loan go back into deferment?”

just a gorilla Says:
July 5th, 2009 at 10:37 pm

it will be deferred, but you can’t assume it will be automatic. Communicate with your financial aids office.

Brother Otter Says:
July 9th, 2009 at 4:39 am

No. Once a student loan goes into payment, it does not get deferred again. However, you can renegotiate the terms of repayment any number of times (change the repayment period), so long as you continue paying the loan as agreed.

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