Comments on: Why won’t Capital One give me a credit limit raise? http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/ Wed, 08 Sep 2010 08:26:26 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Doctor Deth http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/comment-page-1/#comment-1774 Doctor Deth Mon, 02 Nov 2009 20:27:42 +0000 http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/#comment-1774 you are lucky they haven't LOWERED your limit - they are doing that to a lot of people including people that pay on time every month - they are trying to minimize their risk in light of the banking industry mess of teh last year - lots of banks have totally gone under why do you want to incur more debt? you are lucky they haven’t LOWERED your limit - they are doing that to a lot of people including people that pay on time every month - they are trying to minimize their risk in light of the banking industry mess of teh last year - lots of banks have totally gone under

why do you want to incur more debt?

]]> By: cmcav@yahoo.com http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/comment-page-1/#comment-1773 cmcav@yahoo.com Sun, 01 Nov 2009 12:43:42 +0000 http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/#comment-1773 Capitol One is notorious for having low credit limits. A few years ago their business model was to let the consumer have numerous cards with low limits. Find out your FICO number and apply at a different credit card company. Capitol One is notorious for having low credit limits. A few years ago their business model was to let the consumer have numerous cards with low limits. Find out your FICO number and apply at a different credit card company.

]]> By: My Take on It http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/comment-page-1/#comment-1772 My Take on It Sat, 31 Oct 2009 20:08:32 +0000 http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/#comment-1772 There could be a million reasons. Has your income changed? Do you now make more? How close to your limit are you on your Cap1 card? Do you have a lot of other debt? What is your FICO? They really should have given you at least a written explanation. That's odd. There could be a million reasons.
Has your income changed? Do you now make more? How close to your limit are you on your Cap1 card? Do you have a lot of other debt? What is your FICO?

They really should have given you at least a written explanation. That’s odd.

]]> By: JamesW http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/comment-page-1/#comment-1771 JamesW Fri, 30 Oct 2009 17:34:21 +0000 http://raiseyourcreditnow.com/why-wont-capital-one-give-me-a-credit-limit-raise/#comment-1771 It's normally based on your FICO. If your debt ratio is high then you are considered a risk thus the denial of a raise in limits. You probably are lucky they haven't lowered your limit. That is the norm for todays economy. Beside, pay with cash and quit giving money (finance charges) to the banks. It’s normally based on your FICO. If your debt ratio is high then you are considered a risk thus the denial of a raise in limits. You probably are lucky they haven’t lowered your limit. That is the norm for todays economy. Beside, pay with cash and quit giving money (finance charges) to the banks.

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