Comments on: Where can I pay for an accurate credit report score? http://raiseyourcreditnow.com/where-can-i-pay-for-an-accurate-credit-report-score/ Wed, 08 Sep 2010 08:22:38 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Judy http://raiseyourcreditnow.com/where-can-i-pay-for-an-accurate-credit-report-score/comment-page-1/#comment-805 Judy Tue, 07 Jul 2009 16:17:44 +0000 http://raiseyourcreditnow.com/where-can-i-pay-for-an-accurate-credit-report-score/#comment-805 Keep this in mind. Most lenders do not use your credit score to make their decision. Ex: FHA mortgage companies do not even look at your score. Neither do most dealership places for buying a new car. Why? They look at your full report, along with your employment history and salary. They want to see if you are paying your bills on time and how long you have had credit. Very best thing you can do is never pay a bill late and never carry a credit card balance. Some old ladies think that carrying a balance increases credit, when exactly the opposite is true. What is important is that you KNOW what is in your report and make sure its accurate. The only free website is ANNUALCREDITREPORT.COM all others are scams that will charge your credit card a huge fee for something that is free. The feds are after them. / Keep this in mind.
Most lenders do not use your credit score to make their decision.

Ex: FHA mortgage companies do not even look at your score. Neither do most dealership places for buying a new car.

Why?
They look at your full report, along with your employment history and salary. They want to see if you are paying your bills on time and how long you have had credit.

Very best thing you can do is never pay a bill late and never carry a credit card balance. Some old ladies think that carrying a balance increases credit, when exactly the opposite is true.

What is important is that you KNOW what is in your report and make sure its accurate.
The only free website is ANNUALCREDITREPORT.COM
all others are scams that will charge your credit card a huge fee for something that is free. The feds are after them.
/

]]> By: .: Yesi :. http://raiseyourcreditnow.com/where-can-i-pay-for-an-accurate-credit-report-score/comment-page-1/#comment-804 .: Yesi :. Sat, 04 Jul 2009 08:11:27 +0000 http://raiseyourcreditnow.com/where-can-i-pay-for-an-accurate-credit-report-score/#comment-804 I used Equifax.com there was a free one month trial. I filled out the form and they gave me my credit report right away. Idecided to cancel membership after that but my credit report was accurate. Hope that helps. I used Equifax.com there was a free one month trial. I filled out the form and they gave me my credit report right away. Idecided to cancel membership after that but my credit report was accurate.

Hope that helps.

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