Sunday, June 28th, 2009

Where can I pay for an accurate credit report score?

credit report score
Jessica T asked:


Does anyone know a reliable website where you can pay a bit to get a one time, accurate credit score? I know of freecreditreport.com and sites like that where you can sign up for a privacy or other service and get the report that way, but is there a simple site where you just pay for your score?

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2 Responses to “Where can I pay for an accurate credit report score?”

.: Yesi :. Says:

I used Equifax.com there was a free one month trial. I filled out the form and they gave me my credit report right away. Idecided to cancel membership after that but my credit report was accurate.

Hope that helps.

Judy Says:

Keep this in mind.
Most lenders do not use your credit score to make their decision.

Ex: FHA mortgage companies do not even look at your score. Neither do most dealership places for buying a new car.

Why?
They look at your full report, along with your employment history and salary. They want to see if you are paying your bills on time and how long you have had credit.

Very best thing you can do is never pay a bill late and never carry a credit card balance. Some old ladies think that carrying a balance increases credit, when exactly the opposite is true.

What is important is that you KNOW what is in your report and make sure its accurate.
The only free website is ANNUALCREDITREPORT.COM
all others are scams that will charge your credit card a huge fee for something that is free. The feds are after them.
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