Comments on: What would you say would be the quickest way to raise your credit score? http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/ Wed, 17 Aug 2011 05:23:38 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: tim t http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1388 tim t Mon, 21 Sep 2009 15:35:39 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1388 The process of credit repair is much more than simply eliminating the negative information. You should ensure any positive information that can improve your credit score is actually included. 1. Report Your Positive Accounts: 2. Use Other Person’s History: 3. Go For Plastic Cards The process of credit repair is much more than simply eliminating the negative information. You should ensure any positive information that can improve your credit score is actually included.
1. Report Your Positive Accounts:
2. Use Other Person’s History:
3. Go For Plastic Cards

]]> By: luvmyboyz http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1387 luvmyboyz Sat, 19 Sep 2009 03:09:34 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1387 Find somebody with good credit, and ask them for a tradeline. What you want to look for someone with a high limit and low balance and long established good payment history. A limit of one thousand dollars or more is good. A Balance of no more than 30% of the limit and establishe history of at least 6 months (5 years or more is better). It would be no harm to the person adding you, but, if the person who adds you messes up that credit line your credit will take a hit as well. Takes about 30 days to show up on your credit. Can raise your credit score about 30 points per tradeline you add. Good luck! Find somebody with good credit, and ask them for a tradeline. What you want to look for someone with a high limit and low balance and long established good payment history. A limit of one thousand dollars or more is good. A Balance of no more than 30% of the limit and establishe history of at least 6 months (5 years or more is better). It would be no harm to the person adding you, but, if the person who adds you messes up that credit line your credit will take a hit as well. Takes about 30 days to show up on your credit. Can raise your credit score about 30 points per tradeline you add.
Good luck!

]]> By: sunshine http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1386 sunshine Wed, 16 Sep 2009 20:00:48 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1386 Pay remaining balances to 30%, don't close any cards, that may hurt you, just pay them down, earn as much income as you possible can, so that you can qualify for a good loan, don't open anymore revolving credit, and dont buy a new car! Pay remaining balances to 30%, don’t close any cards, that may hurt you, just pay them down, earn as much income as you possible can, so that you can qualify for a good loan, don’t open anymore revolving credit, and dont buy a new car!

]]> By: jack c http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1385 jack c Wed, 16 Sep 2009 02:25:02 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1385 u need to either one pay off your credit card debt if u have alot it will jump ur score atleast 20-50 points if u cant do that u need to get a loan and pay off the debt that way revolving lines such as credit cards are not good to have maxed out loans are ok because they are fixed and u pay a fixed amout doing this will also bump ur score up still 20-50 points u need to either one pay off your credit card debt if u have alot it will jump ur score atleast 20-50 points if u cant do that u need to get a loan and pay off the debt that way revolving lines such as credit cards are not good to have maxed out loans are ok because they are fixed and u pay a fixed amout doing this will also bump ur score up still 20-50 points

]]> By: Jonathan J http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1384 Jonathan J Tue, 15 Sep 2009 02:03:12 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1384 pay off a few of your debts not all of them specially pay off the derogatory accounts. make sure you get it in writeing from the accounts that you paid and ask it be takeing off your credit report. and the reason not to pay off all of your debts is you want at least three active. pay off a few of your debts not all of them specially pay off the derogatory accounts. make sure you get it in writeing
from the accounts that you paid and ask it be takeing off your credit report. and the reason not to pay off all of your debts is you want at least three active.

]]> By: Friendly Frank in America http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1383 Friendly Frank in America Sun, 13 Sep 2009 09:54:41 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1383 Contact Real Estate Funding Network, LLC in Raleigh, N.C. and discuss your situation with a professional. The initial consultation is free, but they can tell you exactly what you should do. They can and will help you buy a home, even with your current credit score, and withTheir website is: and telephone number is 919-802-3119 Contact Real Estate Funding Network, LLC in Raleigh, N.C. and discuss your situation with a professional. The initial consultation is free, but they can tell you exactly what you should do. They can and will help you buy a home, even with your current credit score, and withTheir website is: and telephone number is 919-802-3119

]]> By: Daniel C http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1382 Daniel C Sun, 13 Sep 2009 07:24:48 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1382 You have to use it to affect it. Get a credit card and use it (buying gas, whatever) and pay it off each month. Maybe get some furniture at a place that offers credit and pay that each month as well (DON'T pay it off early). You have to use it to affect it. Get a credit card and use it (buying gas, whatever) and pay it off each month. Maybe get some furniture at a place that offers credit and pay that each month as well (DON’T pay it off early).

]]> By: twv2351265 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1381 twv2351265 Thu, 10 Sep 2009 03:56:45 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1381 There is no way to erase bad credit from your credit report, but you can improve it. You can start by pulling your credit report form all three credit agencies which are Experian, Equifax, and TransUnion. You can find out how to obtain these for free annually at the U.S. Government website at Federal Trade Commission. Then, follow these simple guidelines to help restore and improve your credit score. First, make sure all the information on your credit report is accurate. Second, try to pay off all or any accounts that are currently in collections or make payment arrangements with the creditor to pay off the balance monthly. Third, any credit card that is over 50% of the available credit line should be paid down to under half of your total credit line. Your credit score is lowered when your available balance is over 50% of your total credit line. Finally, if you have bad or no credit and have no credit cards try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card. Repairing your credit and improving your credit score is a slow process that takes time. There is no way to erase bad credit from your credit report, but you can improve it. You can start by pulling your credit report form all three credit agencies which are Experian, Equifax, and TransUnion. You can find out how to obtain these for free annually at the U.S. Government website at Federal Trade Commission. Then, follow these simple guidelines to help restore and improve your credit score.

First, make sure all the information on your credit report is accurate.

Second, try to pay off all or any accounts that are currently in collections or make payment arrangements with the creditor to pay off the balance monthly.

Third, any credit card that is over 50% of the available credit line should be paid down to under half of your total credit line. Your credit score is lowered when your available balance is over 50% of your total credit line.

Finally, if you have bad or no credit and have no credit cards try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card.

Repairing your credit and improving your credit score is a slow process that takes time.

]]> By: Joseph, II http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1380 Joseph, II Wed, 09 Sep 2009 05:26:14 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1380 We get Credit- by using it. Put a few medium sized Expenses on your Credit Cards- and take 6 or 7 months to pay them off (making SURE- you make those payments ON TIME!)- even if you can pay for them outright at the outset. You'll be SURPRISED how quickly your credit score goes up! :) We get Credit- by using it. Put a few medium sized Expenses on your Credit Cards- and take 6 or 7 months to pay them off (making SURE- you make those payments ON TIME!)- even if you can pay for them outright at the outset. You’ll be SURPRISED how quickly your credit score goes up! :)

]]> By: Crazy cat lady >^ ^< http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/comment-page-1/#comment-1379 Crazy cat lady >^ ^< Mon, 07 Sep 2009 08:35:32 +0000 http://raiseyourcreditnow.com/what-would-you-say-would-be-the-quickest-way-to-raise-your-credit-score/#comment-1379 Really there is no "quick" way reports can take up to 90 days to update Really there is no “quick” way reports can take up to 90 days to update

]]>