Comments on: What is the best way to go about eliminating bad credit? Using a credit repair agency or doing it yourself?

By: Dan W

Dan W — Fri, 20 Mar 2009 22:20:40 +0000

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.imess.net

By: Melvin W

Melvin W — Thu, 19 Mar 2009 13:18:41 +0000

Doing it yourself can hurt you more than help….let a Professional do it for you ..I know a great site that deals with this sort of thing …you can email me if you like and I would be glad to past on the info to you…email me

By: Jose V

Jose V — Tue, 17 Mar 2009 09:25:23 +0000

Don’t pay anyone to do something you can do for free.
Go to freeannualreport.com and look at your reports yourself.

By: tyman

tyman — Sat, 14 Mar 2009 07:50:56 +0000

You can do it yourself and save yourself several hundred dollars. It is a matter of sending dispute letters to all 3 of the credit reporting agencies and having them remove the negative items. They are, by law, obligated to investigate those disputed items. Sometimes the creditor does not get around to replying and the item gets removed. After you get a few of the negative items removed, you need to start establishing some positive credit - apply for a credit card or something.

I have found a free credit repair guide to help, if you need it:
mobile-ebank.com/FreeCreditRepair.html

By: sgtcjl

sgtcjl — Thu, 12 Mar 2009 02:54:27 +0000

Do it yourself, to many risks/costs involved with credit repair agencies.