Sunday, July 26th, 2009
What first credit Card should a person get?
Sarah O asked:
22 years old..No credit. Just out of college. Working a full time-temp job. With the prossibility of getting hired. (it’s very likely, they like him) I thought Newegg because he shops there often, but their APR is 21.99% with a finance charge of $2.00. But they have that deferment things on all purchases over $55.00..
22 years old..No credit. Just out of college. Working a full time-temp job. With the prossibility of getting hired. (it’s very likely, they like him) I thought Newegg because he shops there often, but their APR is 21.99% with a finance charge of $2.00. But they have that deferment things on all purchases over $55.00..
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July 27th, 2009 at 2:12 pm
I would go with something with a low credit limit simply to keep from going hog wild with a first card and getting burried in debt. 21% is high, but ive heard of people paying higher-up around 30% in some cases! And considering its a first credit card hes not gonna get much better probably.