Comments on: What credit score range do you need to be in to be approved for a “Bill Me Later” purchase? http://raiseyourcreditnow.com/what-credit-score-range-do-you-need-to-be-in-to-be-approved-for-a-bill-me-later-purchase/ Wed, 17 Aug 2011 05:23:38 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Derrick http://raiseyourcreditnow.com/what-credit-score-range-do-you-need-to-be-in-to-be-approved-for-a-bill-me-later-purchase/comment-page-1/#comment-2159 Derrick Sat, 28 Nov 2009 11:34:16 +0000 http://raiseyourcreditnow.com/what-credit-score-range-do-you-need-to-be-in-to-be-approved-for-a-bill-me-later-purchase/#comment-2159 Be careful though! At times it is better to run away from 100% financing because of higher interest rate, even if your credit score is good. For instance, if both of us were to purchase a set of furniture that costs $3,500 with same credit score. If I finance only 60% of the above amount as against your financing 100%. My interest rate would be lower than yours. However, for a credit score of 650 and above, you would be considered for a "Bill Me Later" purchase. If your credit score is not up to 650, never worry, you would exceed that figure as you continuously pay your bills on time. It is a matter of time! Be patient and manage your credit responsibly - and better times would come! Good luck and best wishes! Derrick Be careful though! At times it is better to run away from 100% financing because of higher interest rate, even if your credit score is good. For instance, if both of us were to purchase a set of furniture that costs $3,500 with same credit score. If I finance only 60% of the above amount as against your financing 100%. My interest rate would be lower than yours.

However, for a credit score of 650 and above, you would be considered for a “Bill Me Later” purchase.

If your credit score is not up to 650, never worry, you would exceed that figure as you continuously pay your bills on time. It is a matter of time! Be patient and manage your credit responsibly – and better times would come!

Good luck and best wishes!

Derrick

]]> By: Paris P http://raiseyourcreditnow.com/what-credit-score-range-do-you-need-to-be-in-to-be-approved-for-a-bill-me-later-purchase/comment-page-1/#comment-2158 Paris P Wed, 25 Nov 2009 11:22:54 +0000 http://raiseyourcreditnow.com/what-credit-score-range-do-you-need-to-be-in-to-be-approved-for-a-bill-me-later-purchase/#comment-2158 Many companies, especially with big ticket items (furniture, home improvements, appliances) offer those types of purchases to people with good credit... 625-800 range... you might get away with a 600 or so, but to be considered for the 0% financing or "same as cash" offers, you'd have to be in the 625-800 range which would be "Good." Many companies, especially with big ticket items (furniture, home improvements, appliances) offer those types of purchases to people with good credit… 625-800 range… you might get away with a 600 or so, but to be considered for the 0% financing or “same as cash” offers, you’d have to be in the 625-800 range which would be “Good.”

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