I use Discover for business and Chase for personal. Here is why:

Discover has had a long tradition of being different. When the Discover card was first introduced there was no annual fee, – that may not seem like a big deal but back in the day it absolutely was. Discover credit cards also offer cash back rewards.

For a business using Discover for their corporate credit cards this is a big advantage – you get cash back for spending. And the best part about using these particular corporate credit cards is that the cash back rewards are targeted at specific purchases that you will make as a business, such as gas, travel and office supplies.

The current standard APR on Discover corporate credit cards is 13.99%. There is also a 0% APR introductory offer. Remember – these cards come with a grace period of at least 25 days when you pay the balance in full each month. This means you can run your business interest free on Discover’s money in 25 day cycles.

A lot of the others have shorter grace periods – something most consumers don’t think to check up on.