Sunday, July 5th, 2009
Is there a way that you can repair your credit report by timing disputes?
standman asked:
I have heard that you can dispute debts at a certain time and that the creditos will not catch it and at certain times and it is cleared from your record. Who can I contact or can I learn how to do it myself?
I have heard that you can dispute debts at a certain time and that the creditos will not catch it and at certain times and it is cleared from your record. Who can I contact or can I learn how to do it myself?
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July 7th, 2009 at 7:19 pm
You can do it yourself. There is no way of knowing which times the creditors will not catch it. They usually only let it go when they are in the busiest time of the year and you have no way of knowing that.
Now also be aware that just because it falls off once when you dispute does not mean that the creditor will not put it back on. The creditor will do this usually if the debt is fairly new, like within the last 2 years.
I know this because I have done this myself. And it worked for some of my debt.