Friday, July 3rd, 2009

I’m trying to increse my credit score, should I keep my student loan in deferment?

student loan deferment
Katrina D asked:


I have a poor credit score from when I was younger and very stupid with my credit cards, I’m in the process of rebuilding it by settling the old acounts, and using new credit cards alot better. I have a student loan for about $6000 that is currently defered because I’m back in school. Is this helping or hurting my credit? Is it better to start paying it or leave it alone?

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This entry was posted on Friday, July 3rd, 2009 at 12:00 am and is filed under Student Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “I’m trying to increse my credit score, should I keep my student loan in deferment?”

Doctor Deth Says:
July 4th, 2009 at 4:57 pm

the balance will keep increasing due to interest so that won’t really help your score any

dat251flava Says:
July 5th, 2009 at 8:10 pm

well if you are in school and its in deferrment it will not negatively affect your credit at all. Just remember that interest is accumulating for future payments but you will be OK. This will not affect your credit.

Sylvia Says:
July 8th, 2009 at 2:48 am

You can improve your credit score with knowledge, some time, some effort and not a lot of money. Start by learning the credit laws in the United States. The big one that will help you is that credititems. If they can’t prove it’s correct or don’t respond in time, the items must be removed.

drk3887 Says:
July 9th, 2009 at 3:32 am

i used this website and spent only twenty bucks for their credit repair kit..and i raised my score in about a month

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