Saturday, January 30th, 2010

I am 60 points below the ideal credit score for a home loan. is there lenders who give loans to poor credit?

tax credit score
Miss C asked:


I would really like to buy a home, and receive the first time home buyers tax credit. Only my credit score is 589, and my bank gives out loans to 620 and above.

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This entry was posted on Saturday, January 30th, 2010 at 12:00 am and is filed under Credit Problems. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

11 Responses to “I am 60 points below the ideal credit score for a home loan. is there lenders who give loans to poor credit?”

KT A57 Says:
January 31st, 2010 at 4:38 pm

The way things are now, probably not, but see if someone can co-sign for you

mary Says:
February 5th, 2010 at 6:28 am

find a differant bank

Edward Bongshanks Says:
February 8th, 2010 at 4:31 am

The way things are now? Not a chance. The banks lost their butts giving out loans to people such as your self. They aren’t going to make the same mistake all over again.

lee Says:
February 8th, 2010 at 8:17 pm

ill sell you my home. its a doll’s house tho

Reva Says:
February 12th, 2010 at 1:21 am

Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

Princess_McNeil Says:
February 12th, 2010 at 11:57 pm

More than likely, you’re not going to find a lender in this economy unless you have at least 20% to put down. A year or two ago, you would have been okay…but not now. More than likely another bank will loan out to that credit score….but again…only with a lot of cash down. More than likely, you’ll end up with an FHA loan if you get approved….here’s their website. It’ll help you find out what you need to qualify. Good luck.

Jon Says:
February 14th, 2010 at 6:18 am

You really need to give Obama’s economy stimulus a good read. You do qualify for a home if you meet certain requirements. Credit Score does not matter. Sorry I can’t quote anything from it, but don’t count on the banks. You will be taking a loan from the Government. Just go to the White House site and follow the links there. Don’t google any other crap cause you have to be aware of predatory lenders. Good luck to you my friend!

*** Says:
February 15th, 2010 at 11:45 am

Contact a mortgage broker. They work with a variety of lenders and can shop around for you. Be prepared with a down payment and to pay a higher interest rate as you are a bigger risk by virtue of your credit score.

1FreeRadical Says:
February 18th, 2010 at 6:48 am

SCAM ALERT.
Legitimate companies don’t use @yahoo or @live or something similar for their email.
If legit it would be @[the companies name and/or website name]

You don’t have to have a PERFECT score to get a loan.
Just makes it easier and gets you lower rates and fees.

Micheal Says:
February 19th, 2010 at 9:28 pm

Good news!!!
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Brandon Says:
February 23rd, 2010 at 9:14 am

credit-report-score.10001mb.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.

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