Wednesday, October 28th, 2009

How would i raise my credit limit to a higher amount?

Lemonpie** asked:


Heya, guys and dolls. Random question here. . . ! Any tips welcome!
Well, i want to buy a laptop out of a catalogue i have, but my credit limit is only £150! The laptop i want is £500! How can i raise my credit limit so i can get it? Should i order a couple of items and pay straight off? Will this raise it??! And! I hope it wont take long to go up will it?!!

Any thoughts?! Thanx.xx

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4 Responses to “How would i raise my credit limit to a higher amount?”

Dsm Publishing Says:
October 28th, 2009 at 2:01 am

Yes this has always worked for me. Just buy a cheap tshirt and then pay in full. then order another one the day after and once youve purchased three things and paid for them in full it will solve the problem

Alternatively open an account with a new catalogue company and take advantage of your 20% off the 1st order and get it at a better rate and if your credit rating is good u shouldnt have a problem getting it straightaway

jodieandbobby Says:
October 30th, 2009 at 7:15 am

Communication is the best port of call. Why not phone them and ask them if they can increase your credit limit and explain the reason why?
Hope this helps.

HeyDonny Says:
October 30th, 2009 at 9:09 pm

I assume your talking about using a credit card.
Jodie has it right.
If you’ve paid in a timely fashion when using this card in the past, just call the number on the card and ask them if they will increase your limit. Let them know what limit you require.
Ask for 600-1000 so your not maxed out.

The worst they will say is No.

Margaret J Says:
October 31st, 2009 at 11:13 am

Great way to increase your credit limit is to use your credit card every chance you get. When you have a credit card, don’t use it just for emergency purposes. If you save your credit card for emergency purposes only, you’ll rarely use it. When this happens, your company will begin to wonder about your spending behavior and ability to pay it back, therefore they will start to think twice about giving you a higher line of credit.

All the best…………

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