Saturday, February 6th, 2010
How will consumer credit counseling affect an application for a student loan?
JewelsinOH asked:
I want to go to college soon for a degree program. However, my credit card debt is getting the best of me, so I have been considering contacting a consumer credit counseling agency. Will student loan agencies (federal & private) not consider an application with credit counseling? How do I find out how this decision could affect my school?
I want to go to college soon for a degree program. However, my credit card debt is getting the best of me, so I have been considering contacting a consumer credit counseling agency. Will student loan agencies (federal & private) not consider an application with credit counseling? How do I find out how this decision could affect my school?
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February 9th, 2010 at 3:11 am
From what I’ve been told those programs do nothing that you can’t do yourself by contacting your creditors & working out a deal yourself. Also, it’s about the same as filing bankraptcy or worse on your credit score. And they charge you so you have MORE debt!