Sunday, August 23rd, 2009

How to raise credit score 5-7 points fast?

raise your credit score points
Ellie asked:


My husband applied for an FHA loan but was told he neeeded to raise his credit score from a 615 to a 620. Within the last couple of weeks we paid off whatver credit card amount he had. His employment and salary were fine, just the credit rating needs to increase. Our lease is up soon and we really do not want to sign another one. Does anyone know what else we might could do to raise his credit rating in a short amount of time??

Thank you!

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6 Responses to “How to raise credit score 5-7 points fast?”

Nick Says:

Try buying something and paying it off fast

dlphnlvr_5 Says:

Call the Credit Card company and ask to send a letter stating that the balance is paid off. Whatever you do DO NOT CLOSE THAT ACCOUNT leave it open but if you have the company send a letter to you and you bring the letter to the mortgage broker sometimes they can adjust your score.

golferwhoworks Says:

ok since you paid these off get statements from the c/c company’s showing the current balance. It must be on their letter head. Then the loan officer can submit then to the credit vendor fro a rapid re-score on your husband. The scores should go up as much as 20 points. Time frame 24 hours
I do it all the time with my clients
I am a mortgage banker in TN

Angelique G Says:

I had to do the same thing. I just bought a few things on my credit card and paid it off right away. It worked and now I qualify for the loan.

Jim Says:

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – creditreport.fateback.com

of a demon in my view Says:

I’m not sure exactly, but this site has a lot of answers listed for common questions: It’s helped me raise my credit score so much in the past few months.

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