Tuesday, June 1st, 2010
How to get credit card with low credit score?
Amanda asked:
I need about $250 pretty quick due to unforeseen circumstances. Unfortunately, I don’t have a job right now so it makes it more difficult to get quick cash. To add more to my difficulties, my credit score is on the low side at 625.
I need about $250 pretty quick due to unforeseen circumstances. Unfortunately, I don’t have a job right now so it makes it more difficult to get quick cash. To add more to my difficulties, my credit score is on the low side at 625.
I was thinking about getting a credit card and using a cash advance to get the money, but I don’t know if it’ll be easy to find a card due to my low credit score.
Do anyone have any card ideas?
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June 4th, 2010 at 7:42 am
Even if you have an adverse credit history, many lenders will still consider extending credit to you, though at the cost of a higher rate of interest. As long as you make your repayments on time each month, you should be able to rebuild a healthy credit history, and pay less interest in future. If your credit score is merely average, you may still be able to get a good rate. That doesn’t mean you qualify for the very lowest APR available, but a few simple steps can insure that you don’t get fleeced.