Wednesday, October 28th, 2009
How long does it take for a first-time credit card to raise your credit limit?
omg00dness asked:
I have a $700 limit and was curious as to when I would see it increase. I use it for college expenses (gas, once in a while, and semester books). Also, when will it start reporting to the credit bureaus about timely payments and such?
I pay off the full balance monthly. Also, I may use 75% of my credit limit at once, but I do pay it off immediately.
My jobs have not appeared on my credit report, will that make a difference?
I have a $700 limit and was curious as to when I would see it increase. I use it for college expenses (gas, once in a while, and semester books). Also, when will it start reporting to the credit bureaus about timely payments and such?
I pay off the full balance monthly. Also, I may use 75% of my credit limit at once, but I do pay it off immediately.
My jobs have not appeared on my credit report, will that make a difference?
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October 28th, 2009 at 1:54 pm
The card will either report monthly or every three months and should show up on your credit within one to two monthly cycles. You shouldn’t expect to see a credit increase in the current credit market.