Wednesday, August 19th, 2009

How do I get a FREE credit report from Transunion, Equifax , and Experian?

my free credit report
chitownlifer asked:


I keep getting on web sites that ask for payment for a credit report. And some sites look like scams… I live in IL and thought I was entitled to 1 FREE report per year from each of the reporting agencies. But how do you contact them to get a FREE report.

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This entry was posted on Wednesday, August 19th, 2009 at 12:00 am and is filed under Credit Score Information. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

5 Responses to “How do I get a FREE credit report from Transunion, Equifax , and Experian?”

Snowbunny Says:
August 19th, 2009 at 4:53 pm

annualcreditreport.com doesn’t ask for any payment card or anything, i printed off my whole report!

creditkarma.com gives you a credit score also at no charge

Arnold C Says:
August 21st, 2009 at 7:28 pm

Once a year you can obtain FREE reports. This is the government sponsored FREE site and the only one.

ucjamesbc Says:
August 24th, 2009 at 2:52 pm

is where you get your free annual report from all 3 bureas.

Rada Rada Rada Says:
August 25th, 2009 at 10:44 pm

freeannualreport.com

By law, you can receive a free credit report once a year. This doesn’t include the score though..you have to pay for that

patrick Says:
August 26th, 2009 at 3:15 am

You are entitled to a free report once a year, thanks to the law passed in 2003.
Thanks to the law, the three major credit reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months from a centralized source. This centralized source includes a Web site, a toll-free telephone number and a postal address.

Go to, which is the only authorized source for consumers to access their annual credit report online for free. Be careful not to make a mistake in the URL — some opportunistic entrepreneurs have staked out the URLs that are close in spelling, and they’ll try to sell you the reports, instead of giving them for free.

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