Thursday, June 18th, 2009

How can I lower my interest rate on my student loan? AES?

AES Student Loan
jermaine r asked:


I have a big private loan to pay back to AES ( over $50K) and the interest rate is close to %9.7 percent! Plus I got layed off from my job and been out of work for a while doing small temporary jobs so I have to get a forbearance/deferment because the payments are too high for me. Im trying to go back to school too and I know ill be paying this in my grave. but i have to keep paying it even though ill be in school full time when i go back

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4 Responses to “How can I lower my interest rate on my student loan? AES?”

hermit Says:
June 19th, 2009 at 2:03 am

can you get someone to co sign?
Its better to have a talk with the people who you got the loan from , on ways to reduce interest.

Fantasy Says:
June 22nd, 2009 at 7:23 am

Talk to the folks from whom you got the loan. If you had made consistent payments, you have a higher chance of getting the interest lowered.

Try to do school… when you go back parttime, in hopes that you can find a job with a company that assist with tuition reimbursement.

John Says:
June 22nd, 2009 at 12:04 pm

You can check into private loan consolidation, but there are few that other such a product. You will probably have to see what you can do to work out payments with AES.

tw158 Says:
June 23rd, 2009 at 2:58 pm

Look into student loan consolidation and see if it is possible for you..

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