Saturday, December 19th, 2009

How can I get a credit card with not so great credit and without having to pay or enter in my bank account inf?

credit card
The Buttugly Dog asked:


It seems people used to easily obtain a credit card but I can’t find anything on the internet that will let me easily get a credit card. (Perhaps I don’t need one.) My credit isn’t lengthy, but it’s not terrible, it’s just not good either.

Some credit card companies want you to pay money to activate the card or give them your bank account info. I ain’t doing that.

The Buttugly Dog needs some credit to spend!

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This entry was posted on Saturday, December 19th, 2009 at 12:00 am and is filed under Credit Cards. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

6 Responses to “How can I get a credit card with not so great credit and without having to pay or enter in my bank account inf?”

Common Sense Says:
December 19th, 2009 at 6:21 am

Key word here is “used to”. Welcome to the credit crunch. Bad credit will disqualify you for a credit card.

Sherry Says:
December 20th, 2009 at 1:25 am

i don’t have perfect credit and was looking for a card to help repair what credit i had so i got a credit card through. i’ve had the card about 6 months and haven’t had any problems with it. you can do online bill pay, have your payment automatically deducted from your banking account or just mail your payment in.

Hope this helps

M.I.A Says:
December 23rd, 2009 at 5:48 am

Ok I will recommend capital one. Most people say Capital One is bad(I beg to differ, they’ve been good to me). They gave me my first credit card with an annual fee of $39 and a credit limit of $1000. After 3 months of consecutive payments they raised it to $1500 and then in January, its ready to get raised to $2000. They will be good to you, if you are good to them. Lately, I’ve been getting offers to apply for Bank of America, Chase, and some other banks but I tell them to go to hell. They want me now that i have good credit.

Note: there is a high chance that if you apply to any of the cards on the link below, that you will get a 7-10 letter message. But they usually approve it since you get a card in the mail 7-10 days later. I got approved instantly. Hurry, before the credit card act kicks in.

Edit: please don’t go to orchardbank, they are the ones that guarantee approval and give you a 250 limit and then charge you like 170 worth of fees and you end up with 80 credit limit.

timothy p Says:
December 24th, 2009 at 2:31 am

there are a few companies that will give a person with a questionable credit history an account. They will charge big fees, high interest and set a low limit. Some of these will charge 1/2 of the credit limit just to open the account. Best to avoid these.

Clay Says:
December 26th, 2009 at 9:07 am

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – creditreport.imess.net

kflukinger Says:
December 28th, 2009 at 4:58 am

I just became an affiliate for this awesome new program to help clean up your credit reports & increase your score.
It’s $29 per month, no contract, & you can cancel at anytime.
You can also montior the progress & see your status on each & every account. I’m a client & now an affiliate. These services are usually expensive, but this one is legit & VERY affordable! If you are interested, please visit

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