Thursday, November 26th, 2009
How bad will a day late payment on a credit affect me?
Jiggawokie asked:
So this past billing cycle I paid a card online after 5pm (EST). I paid the card balance full at 4pm (PST). How bad and how long will a day late payment on a $10 balance on a gas credit card affect my 5 year old once perfect credit history. I noticed that I got a late fee, which means that it was categorized as late, apparently chevron/texaco credit cards have no grace period.
So this past billing cycle I paid a card online after 5pm (EST). I paid the card balance full at 4pm (PST). How bad and how long will a day late payment on a $10 balance on a gas credit card affect my 5 year old once perfect credit history. I noticed that I got a late fee, which means that it was categorized as late, apparently chevron/texaco credit cards have no grace period.
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November 26th, 2009 at 7:13 pm
Call them and ask them to remove the late fee, they will usually do it if you regularly pay on time