How would it be secured? What is the collateral? If your credit is that bad and you’re having problems paying bills your not going to get a loan. If you can’t afford what you have now how could you afford another payment? Thats exactly how banks think.

Yeah some, like fastcash, or payday loan. but your interest rate may be at 200% by the time you paid off the balance. Borrowing loan with high interest rate doesn’t help you very much. If you have morgage to pay, call them to explain the situation, morgage would like to work out with 2 or 3 months waiver payment. You might consider reduce personal expenses. If you looking for a couple thousand dollars loan. Since you already got bad score, bank required tittle of your new car as collateral and charge you with 24% interest rate. Borrowing money from family first. Additional loan doesn’t not help you either since you are in financial stuggle.