Sunday, June 28th, 2009
Do we have the right of copy to the credit report/score?
rotab cohpa asked:
I pre-approved for a mortgage loan in one bank. Of course, they run my credit report and score. Now, I want to pre-approve in another bank to have options and maybe better rate. Instead of having to open up again my credit report/score, do i have right to request for a copy of my credit report/score from the first bank?
I ask for it they said they can’t give me a copy because of privacy laws.
I pre-approved for a mortgage loan in one bank. Of course, they run my credit report and score. Now, I want to pre-approve in another bank to have options and maybe better rate. Instead of having to open up again my credit report/score, do i have right to request for a copy of my credit report/score from the first bank?
I ask for it they said they can’t give me a copy because of privacy laws.
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June 29th, 2009 at 7:52 am
in the U.S. They must give you the score page. Not the whole report. It is now part of RESPA. The new company cannot use some one Else’s credit report though. Sorry but that to is the way it goes.