Friday, June 25th, 2010

Do collection accounts show up on all three Credit Bureau reports?

three credit reports
Trukey Baster asked:


So when someone checks their credit report, if they have an account in collections will it show up on all three reports? Thanks.

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3 Responses to “Do collection accounts show up on all three Credit Bureau reports?”

Lori O Says:
June 27th, 2010 at 12:14 am

Sometimes. The information is passed on from the creditor. Sometimes they only report to 1 or 2 of them, sometimes all 3.

patchygrly420 Says:
June 29th, 2010 at 2:01 pm

It depends on the creditor.. Lori O is right, some report to all 3 and some report to 1 or 2, I work at a collection agency and we reoprt to only 2 agencies, experian and equifax, and up until abouta year ago only reported to experian.. if you go to you can view all 3 of your credit reportss for free once a year and you’ll know for sure what is on there and can also submit disputes and consumer statements.. . All of the other “free” credit report sites are kind of a scam and end up putting you on a monthly billing, this is the site set up thru the us govt.. hope this helps

2blessed2bstressed Says:
July 1st, 2010 at 7:51 pm

It depends. Not all companies report to all 3 credit bureaus. You may have a company that only report to equifax and transunion and not report to experian. When i worked at a loan company that’s how we reported.

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