Comments on: credit report repair, what does it all mean and what can I do to help ?

By: harish

harish — Thu, 09 Jul 2009 02:14:04 +0000

Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at

By: Monica

Monica — Tue, 07 Jul 2009 20:34:22 +0000

Is this a card that you used to have? Or is it through a company where you’ve never had an account? If it’s the latter, you should be worried about identity theft. It’s happening a lot lately to a lot of people. Why don’t you call the company that says you have an open account? If you can make them see the error, then maybe they’ll call into the credit agency and fix it. Try to find a toll-free number for the company, so you’re not charged for the call.

By: jakedog

jakedog — Tue, 07 Jul 2009 17:21:18 +0000

you should open an account (credit card, gas card.. etc.) because no credit history is worse than a bad credit history. Having open accounts with low balances is what will raise your score. You dont need to pay a company like “identity Guard” to watch your report for fraud. Each credit bureau will give you a free credit report each year and you can get a free report at. You can use one of these every 3 to 4 months to keep an eye on your own report . Go to each of thse sites and use your free report to request a deletion of an account that isnt yours.
follow the directions. It is pretty easy to do.