Monday, January 11th, 2010

credit help?

credit help
shabookie asked:


I am 17 years old, still in highschool, and plan on moving out of my house in May 2007. Before I move I want to make sure that I have some form of credit. Does anyone know any way to go about that, any tips/advice would be greatly appreciated.
I have a 2nd hand car paid for directly in hard earned cash, no bank loans or anything, so a car is not an option.

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This entry was posted on Monday, January 11th, 2010 at 12:00 am and is filed under Credit Problems. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

7 Responses to “credit help?”

kurticus1024 Says:
January 13th, 2010 at 2:30 am

Don’t get any. The money goes farther that way.

Kimberley22 Says:
January 15th, 2010 at 8:41 pm

Buy a car. Get some sort of loan. Don’t get a credit card.

onehanginglo Says:
January 19th, 2010 at 7:30 am

In most states you have to be 18 to even apply for credit. Unless you can find a mom& pop store that will give you credit, you will have to wate.

neurotic41 Says:
January 20th, 2010 at 3:54 pm

There is no company going to even offer you credit until you are 18. The only realistic way is to have someone cosign a credit card for you, preferably someone with good credit.

DJ B Says:
January 22nd, 2010 at 6:18 pm

BIG TIP IS: too much credit can get you make you appear to be too much of a risk. Sign up for one (1) credit card. Buy an item you can pay off when the statement comes. Buying something each month that you can pay off the entire balance each month, will help you build a good credit history. By June of next year, you should have a pretty good start to good credit history.

nayane Says:
January 22nd, 2010 at 7:12 pm

apply for a student credit card. Citi offers are good. Go for a one with no annual fee. Once u get it make sure u pay the balance fully at the end of the month.

Joan D Says:
January 24th, 2010 at 1:49 am

You need to get a credit card and pay the minimum charges by the end of each month. It helps you establish credit, and creditors can see you have credit and are using it wisely.

Good Luck-
Joan 28 yrs.

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