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	<title>Comments on: Credit Counseling?</title>
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	<link>http://raiseyourcreditnow.com/credit-counseling/</link>
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		<title>By: Ker A</title>
		<link>http://raiseyourcreditnow.com/credit-counseling/comment-page-1/#comment-1919</link>
		<dc:creator>Ker A</dc:creator>
		<pubDate>Mon, 09 Nov 2009 05:36:49 +0000</pubDate>
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		<description>Opt for Chapter 7 without counseling: The Chapter 7 bankruptcy is applicable if you have no regular sources of income. It works by reducing or clearing off all your debts. You can then make a fresh start without having to worry about having to pay your debts.


Once you file for Chapter 7 bankruptcy, the bankruptcy court assigns a trustee who works as an intermediary between you and the debtors. He oversees everything and checks out if the bankruptcy plan is going as planned.</description>
		<content:encoded><![CDATA[<p>Opt for Chapter 7 without counseling: The Chapter 7 bankruptcy is applicable if you have no regular sources of income. It works by reducing or clearing off all your debts. You can then make a fresh start without having to worry about having to pay your debts.</p>
<p>Once you file for Chapter 7 bankruptcy, the bankruptcy court assigns a trustee who works as an intermediary between you and the debtors. He oversees everything and checks out if the bankruptcy plan is going as planned.</p>
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		<title>By: heyteach</title>
		<link>http://raiseyourcreditnow.com/credit-counseling/comment-page-1/#comment-1918</link>
		<dc:creator>heyteach</dc:creator>
		<pubDate>Fri, 06 Nov 2009 18:47:11 +0000</pubDate>
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		<description>You bet:
&quot;In addition, no individual may be a debtor under chapter 7 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. &quot;</description>
		<content:encoded><![CDATA[<p>You bet:<br />
&#8220;In addition, no individual may be a debtor under chapter 7 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. &#8220;</p>
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