Sephiroth SOD asked: I need help in fixing my Credit History.. im wanting to pay off all my debts with payments ? my Credit is really bad. and i was wondering if i end up paying all the things i owe would it get better? and if so how fast? and is there any Angency [...]

POOCHY asked: any suggestions, advice or ideas would be appreciated.

Robert asked: I have a credit card that was turned over to collections. How can i repiar my credit, and will paying it off at least help y credit? Is paying car payments and other cards on time good as well to help repair it?

tak3032 asked: I have really, really, really bad credit anything you can think of. I want to repair it but I noticed almost all of it will be cleared up from my credit report in 3yrs any ways. Should I continue and neglect the payments and wait the 3yrs or should I try to pay [...]

Irresistible Me asked: Hi, I am 22 years of age and I have an R9 on my credit history I have settled the account that’s the best I could have done was that a good move, and now I am wondering what is the best way to reestablish my credit history for the [...]

Eric D asked: Also anyone know any good free credit checks to view my score.

Bryan S asked: I’m young (19) and have had some credit problems: medical bills, and also bills that didn’t reach me when I moved, so they were late. I’m on stable financial ground now and have heard that a credit card is a good way to repair my history- if I use it sensibly [...]

djkewilla asked: I have recently researched information on repairing bad credit after bankruptcy, etc. It appears that items, whether true or false can legally be disputed from yourself as frequent as every 30 days. And, unless the credit bureau agencies can provide valid proof (from the original creditors) within a 30 day period, they must [...]

erin.danu asked: I have very limited credit history. I started this January. I read that I have to get a few credit cards to build credit history. I have a secured card from Citibank which only has 200 credit limit. A Citibank secured loan for 500. Bank of America gave me 4000 CL for [...]

Alexia B asked: i would like to repair my own credit history but dont know how? i also would like to get a home loan? any help in either case would be greatly appreciated