The Commissioner asked: In 2005, it became the law in the United States that before a person could file for bankruptcy protection, they needed to complete consumer credit counseling.
I am very interested in reading a case study about how they (the consumer credit counseling industry) pulled this off. I have a cursory [...]

boxbeatle asked: We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don’t negotiate amount owed. The payments are too high for us, so we looked into other alternatives. [...]

LittleMomma asked: Is there anyone out there who is currently working as a consumer credit counselor and can tell me average starting salaries? I am in Texas. If you happen to know the salary for this area, that would be even better.

Blk Angel asked: Hello, I am in desperate need of some advice as my situation is just getting out of hand. I used to have a credit score of almost 800 about 2 years ago. Now I dont even bother to check my score anymore. I made the mistake of getting some rental properties with [...]

mrsmoultrey asked: Has anyone used a consumer credit consolidating company and has it worked? I am considering using one but I want to weigh my options. I have been unemployed for 9 mos and was considering chapter 7 possibly but then i considered this. What should i do?

JewelsinOH asked: I want to go to college soon for a degree program. However, my credit card debt is getting the best of me, so I have been considering contacting a consumer credit counseling agency. Will student loan agencies (federal & private) not consider an application with credit counseling? How do I find out how [...]

a4n2g0e asked: It’s my first time to aquire about my credit report and I’m doing it online. I was asked which nationwide consumer credit reporting company I wanted to request my report from and I was wondering which I should choose. My options are Experian, Equifax, and Transunion. I could really use some input. Thanks!

WE asked: This company is through Consumer Credit Counseling Service. After being unemployed for over 1 year, and used all my savings to pay my credit card bills I need the help of this type of service. I just got a job making 80% less than I was making before, and have less to pay [...]

bmd1208 asked: I am looking for a reputable consumer credit counseling service in central FL. Any reccomendations?
If possible please tell me who to go to and who to stay away from. My brother in law want to consolodate his credit card debt.
Please advise.

Adrian R asked: We have have a small automobile dealership and do our own financing. The problem with that is we sometimes finance to people we have no history with. We are looking for consumer credit report service. Something we can subscribe to without paying large fees. Does anyone have an idea?