Archive for the 'Credit Limits' Category

Wednesday, October 28th, 2009

How long does it take for a first-time credit card to raise your credit limit?

omg00dness asked: I have a $700 limit and was curious as to when I would see it increase. I use it for college expenses (gas, once in a while, and semester books). Also, when will it start reporting to the credit bureaus about timely payments and such?
I pay off the full balance monthly. [...]

Wednesday, October 28th, 2009

does capital one credit cards raise your credit limit automatically?

MAMA LOVE asked: I was wondering if they raise it itself or I have to request for it.

Wednesday, October 28th, 2009

Asking to raise your credit limit?

Cassie asked: Does it matter that I rarely use my credit card if I want to ask for a $1000.00 increase to my limit?
The reason I want to raise it is because I want to start charging my college tuition to my card instead of paying in cash every time. Of course I’ll pay [...]

Wednesday, October 28th, 2009

Is it possible to put money into my credit card to raise my limit?

★ Lansing ★ asked: I need to raise my credit limit in order to buy a laptop online. i’ve already tried calling the credit card company but they are not able to raise enough credit limit. is there anyway i could put money into my credit card to raise my credit limit? thanks.

Wednesday, October 28th, 2009

When is a good time to ask my credit union to raise my credit limit?

Mikey asked: I got my first credit card in December, and spent $350 and paid it off in full in January. Spent $400 in January and paid it off in full in February. I know raising your credit limit slightly helps raise your credit score. So when is a good time to ask?

Wednesday, October 28th, 2009

Will my credit history hurt if I as for a credit limit raise?

mthao asked: The question is flat out there.. If I ask Capital One if I can possibly get a credit limit raise, would that hurt my credit history and score? If it does, then forget it. If it doesn’t, I’d like to try.

Wednesday, October 28th, 2009

How do I raise my credit limit?

Joscasta asked: I just started traveling a lot for my job. They will not give me a business card until I have worked there for a year. I have been currently putting all my expenses on my credit card. How do I get my credit limit raised? Its with capital one, and I pay on [...]

Wednesday, October 28th, 2009

How would i raise my credit limit to a higher amount?

Lemonpie** asked: Heya, guys and dolls. Random question here. . . ! Any tips welcome!
Well, i want to buy a laptop out of a catalogue i have, but my credit limit is only £150! The laptop i want is £500! How can i raise my credit limit so i can get it? Should i order [...]

Wednesday, October 28th, 2009

Why won’t Capital One give me a credit limit raise?

Carl asked: I’ve had my Capital One Card in good standing for about 2 and a half years. Never went over my limit, always paid my bill on time(usually a couple weeks early) and now that I haven’t gottena letter in the mail saying they raised my credit, I requested a raise. Sure enough they [...]

Wednesday, October 28th, 2009

How do you get your credit card limit raised?

Kay asked: I just got my first credit card and I was wondering how to increase the credit limit on it?
Can I max it out and pay the entire bill off each month?
Also, how can I get the limit raised and get my credit score increased as well?