Sunday, June 28th, 2009

Best and safest website to get my credit report and score?

credit report score
Judy Y asked:


I am searching for a safe and protected site to go online and get my credit report and credit score. My daughters girlfriend told her about creditkarma.com for the credit score and Annualcreditreport.com for the report. Does anyone know if these sites are safe and accurate?

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This entry was posted on Sunday, June 28th, 2009 at 12:00 am and is filed under How To Improve Your Credit Score. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

7 Responses to “Best and safest website to get my credit report and score?”

Reena Says:
June 30th, 2009 at 5:54 am

is the official site that is really “free”.
Just go to the bottom of the screen and click on the “no thank you, I just want my free report” box.

The FICO score is not free but you can buy it at the same site.

Dan B Says:
July 1st, 2009 at 9:22 pm

is the only FREE credit report site. All others charge a monthly monitoring fee. FICO scores are not free. They have to be purchased.

I tried to create an account with CreditKarma. The terms of use leads me to believe that you will start receiving a bunch of spam and other junk e-mails relating to your credit profiles. Approach with caution.

stephenweinstein Says:
July 2nd, 2009 at 7:10 pm

The website is safe and free for the report.
The creditkarma website is new. I have not anything bad about it (yet), but it is too early to be sure.
Keep in mind that scores are completely arbitrary. Each company has its own formula. Your creditkarma score will not be the same as your score elsewhere.

Sgt Big Red Says:
July 4th, 2009 at 7:27 am

If you don’t mind paying a fee, the only place to get your score and your report safely is @

annualcreditreport.com only provides free credit reports and that is once a year, no score is free there.

Jan G Says:
July 4th, 2009 at 10:46 pm

You are entitled to a free report from all three of the major reporting agencies, every year.

Find out more about that and other credit rights in this article.

ray p Says:
July 5th, 2009 at 9:20 pm

creditreport.undonet.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.

bfqb4 Says:
July 8th, 2009 at 1:20 am

Yes they are, I checked them out after reading this

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