Comments on: Asking to raise your credit limit? http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/ Wed, 17 Aug 2011 05:23:38 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: grierGRIER h http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/comment-page-1/#comment-1747 grierGRIER h Tue, 03 Nov 2009 05:12:37 +0000 http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/#comment-1747 Keep track of these 5 things and a good credit score is ensured. 1. Use the credit card only when absolutely essential. Pay your regular expenses by cash or a debit card. This will help you budget and not go overboard with credit card debt. 2. Follow repayment schedules like religion. Don't miss out and invite late payment fees, increased APR rates and blocked reward programs. 3. Don't stick to the monthly minimum payment. Pay the maximum you can afford and get that outstanding debt cleared as fast as possible. By just paying the monthly minimum the credit card companies reap the maximum rewards while, as a consumer you pay the maximum interest. 4. Get rid of multiple credit cards. Although this might sound difficult, but if you are struggling to repay on time and, juggling with the repayment dates is causing you to default- it's time to think. If there is a genuine need to keep multiple credit cards, then try to automate their monthly payments. This will ensure that you don't default unwillingly and face the negative consequences. 5. Never go out on a borrowing spree. Always watch the credit limits and try to stay below 30% of your credit limit. Maxing out on your credit card doesn't go well with credit card companies and invites negative remarks in credit reports. Read more from: Keep track of these 5 things and a good credit score is ensured.
1. Use the credit card only when absolutely essential. Pay your regular expenses by cash or a debit card. This will help you budget and not go overboard with credit card debt.

2. Follow repayment schedules like religion. Don’t miss out and invite late payment fees, increased APR rates and blocked reward programs.

3. Don’t stick to the monthly minimum payment. Pay the maximum you can afford and get that outstanding debt cleared as fast as possible. By just paying the monthly minimum the credit card companies reap the maximum rewards while, as a consumer you pay the maximum interest.

4. Get rid of multiple credit cards. Although this might sound difficult, but if you are struggling to repay on time and, juggling with the repayment dates is causing you to default- it’s time to think. If there is a genuine need to keep multiple credit cards, then try to automate their monthly payments. This will ensure that you don’t default unwillingly and face the negative consequences.

5. Never go out on a borrowing spree. Always watch the credit limits and try to stay below 30% of your credit limit. Maxing out on your credit card doesn’t go well with credit card companies and invites negative remarks in credit reports. Read more from:

]]> By: Xantera http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/comment-page-1/#comment-1746 Xantera Mon, 02 Nov 2009 04:10:42 +0000 http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/#comment-1746 It doesnt matter if you never use the card almost at all. As long as youve showed payments that were on time, and continue to have a good credit standing, you shouldnt have a problem getting it upped. Unless you just opened it. Once youve had a card a year, a raise is often put to the line, or you can request one. It doesnt matter if you never use the card almost at all. As long as youve showed payments that were on time, and continue to have a good credit standing, you shouldnt have a problem getting it upped. Unless you just opened it. Once youve had a card a year, a raise is often put to the line, or you can request one.

]]> By: bethany http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/comment-page-1/#comment-1745 bethany Sat, 31 Oct 2009 19:07:30 +0000 http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/#comment-1745 it's based on your payment history and length of time you have had your card. it’s based on your payment history and length of time you have had your card.

]]> By: Tom K http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/comment-page-1/#comment-1744 Tom K Fri, 30 Oct 2009 10:11:44 +0000 http://raiseyourcreditnow.com/asking-to-raise-your-credit-limit/#comment-1744 As long as you always pay your credit card bill on time, they should have no problem raising your limit by $1000. It certainly doesn't hurt to ask. As long as you always pay your credit card bill on time, they should have no problem raising your limit by $1000. It certainly doesn’t hurt to ask.

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