Saturday, November 28th, 2009
2 Easy S asked: I heard from someone that disputing a credit card charge affect one’s credit score score. Is this true?
Can you provide a website where I can get more information about this?
Posted in Credit Problems | 9 Comments »
Saturday, November 28th, 2009
CR sam asked: credit repair
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Posted in Credit Problems | 3 Comments »
Saturday, November 28th, 2009
James G asked: I recently reviewed my credit report and discovered that 2 different collection agencies were trying to collect for the same creditor. Doesn’t this derogatory information appearing twice greatly affect my credit score. I don’t see anything in the FDCPA to dispute this pratice.
Posted in Credit Problems | 1 Comment »
Saturday, November 28th, 2009
rachellynn200 asked: Sorry I meant credit report..been a long day.
Posted in Credit Problems | 8 Comments »
Saturday, November 28th, 2009
Robert G asked: I ordered a free credit report and there was an error. I disputed it and received a response that it was fixed, but could not see an updated report on their web site or a corrected score. Their web site says that they will send a report unless filed [...]
Posted in Credit Problems | 4 Comments »
Saturday, November 28th, 2009
Maya asked: I have 2 collections, which are affecting my credit very bad. One is 1467 and other is 148. It’s medical bills. They didnt inform me and i thought the insurence company took care of it. How can I successfully dispute on this with the credit people.
Corrent score is 656 (experian)
Posted in Credit Problems | 6 Comments »
Saturday, November 28th, 2009
Kitty Kat asked: Since the companies have to respond within 30 days, and some of them won’t in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute the items? For instance, if I say I never paid this late, [...]
Posted in Credit Problems | 9 Comments »
Saturday, November 28th, 2009
Little Hulk asked: If you dispute a negative item on your credit report, will your credit score adjust as if the negative was never there, while the dispute is being investigated?
Posted in Credit Problems | 3 Comments »
Saturday, November 28th, 2009
Inquisitor asked: I heard there was a way to dispute things on your credit report. First, tell me if I have grounds to do so. And if so, how do I do it.
I have a sears card that had a balance that I knew the exact ammount by calling and asking. I transfered this to [...]
Posted in Credit Problems | 3 Comments »
Saturday, November 28th, 2009
R S asked: In order to raise my credit score I filed a dispute on some of the negative items. On my FICO score those items show that they are currently being disputed, but it also shows that my score lowered by 6 points because I filed the dispute. How does this happen? [...]
Posted in Credit Problems | 3 Comments »