Archive for November, 2009

Saturday, November 28th, 2009

Does disputing an unauthorized charge in your credit card affect your credit score?

2 Easy S asked: I heard from someone that disputing a credit card charge affect one’s credit score score. Is this true?
Can you provide a website where I can get more information about this?

Saturday, November 28th, 2009

How can i find best forums with high pr sites with key words credit repair bad credit credit score ?

CR sam asked: credit repair
bad credit
fix your credit
fix my credit
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repair bad credit
improve credit score
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credit dispute
credit restoration

Saturday, November 28th, 2009

Are there any other federal publications used to dispute credit?

James G asked: I recently reviewed my credit report and discovered that 2 different collection agencies were trying to collect for the same creditor. Doesn’t this derogatory information appearing twice greatly affect my credit score. I don’t see anything in the FDCPA to dispute this pratice.

Saturday, November 28th, 2009

How do u dispute something on your credit score?

rachellynn200 asked: Sorry I meant credit report..been a long day.

Saturday, November 28th, 2009

Do I get a copy of my credit score after disputing with TransnUnion?

Robert G asked: I ordered a free credit report and there was an error. I disputed it and received a response that it was fixed, but could not see an updated report on their web site or a corrected score. Their web site says that they will send a report unless filed [...]

Saturday, November 28th, 2009

A dispute on credit score?

Maya asked: I have 2 collections, which are affecting my credit very bad. One is 1467 and other is 148. It’s medical bills. They didnt inform me and i thought the insurence company took care of it. How can I successfully dispute on this with the credit people.
Corrent score is 656 (experian)

Saturday, November 28th, 2009

Is it true that if I dispute items on my credit score, some of them might be removed?

Kitty Kat asked: Since the companies have to respond within 30 days, and some of them won’t in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute the items? For instance, if I say I never paid this late, [...]

Saturday, November 28th, 2009

When you dispute an item on your credit report, does it come off your score temporarily?

Little Hulk asked: If you dispute a negative item on your credit report, will your credit score adjust as if the negative was never there, while the dispute is being investigated?

Saturday, November 28th, 2009

Credit score dispute question?

Inquisitor asked: I heard there was a way to dispute things on your credit report. First, tell me if I have grounds to do so. And if so, how do I do it.
I have a sears card that had a balance that I knew the exact ammount by calling and asking. I transfered this to [...]

Saturday, November 28th, 2009

Why does filing a dispute lower my FICO credit score?

R S asked: In order to raise my credit score I filed a dispute on some of the negative items. On my FICO score those items show that they are currently being disputed, but it also shows that my score lowered by 6 points because I filed the dispute. How does this happen? [...]