Archive for September, 2009

Friday, September 25th, 2009

I want to rebuild my credit after bankruptcy, but what if I dont qualify for a credit card?

J Rock asked: Bankruptcy was discharged last month (going back to 11/07) I wanna rebuild my credit, but a couple years ago I was denied a credit card, so what if I get denied again? I dont want to further hurt my credit score (650) by having all of these inquiries on it. [...]

Friday, September 25th, 2009

What is the 1st step to rebuilding credit after bankruptcy?

D NICE! asked: I have recently filed Chapter 7 Bankruptcy! I hated I led to that but I was tired. Now I want to know what is the 1st step to rebuilding credit.

Friday, September 25th, 2009

How can I get the rest of my debt erased off my credit after bankruptcy?

mommy23girlys asked: My bankruptcy has been discharged for two years now. Mostly all the debt on my credit has been deleted, but there are about 6 items left. On the report, it says in the comment section “included in Chapter 7 bankruptcy”. How can I get the remaining ones removed?
Yes, the items remaining were all [...]

Friday, September 25th, 2009

How do you build your credit after bankruptcy?

sunrise2482 asked: I am filling for bankruptcy and I really need to know how do I build my credit back up, without making the same mistakes!!

Friday, September 25th, 2009

Can you become a police officer with bad credit or bankruptcy on your credit report?

Mindchser asked: I am going to be taking the Basic Law Enforcement Training program this year. I should be done in December, so hopefully I’ll be finding a job around early January.
Anyway, I currently have bad credit. 545 score to be exact. I have heard it’s very difficult to become an officer [...]

Friday, September 25th, 2009

How Can I Get Good Credit After Bankruptcy?

Kari asked: I am almost 7 years out of BK as of March ‘07. I have a car loan and a couple low limit but hight interest credit cards that I have paid on religiously since.
I keep looking for better deals, but anytime I apply I get bankruptcy as the reason for denial.
How long will [...]

Friday, September 25th, 2009

Will tax liens be removed from credit after bankruptcy?

CC asked: I am helping a family member get her life back on track. It looks like her best option may be bankruptcy.
If there is an unsecured, unpaid federal tax lien on her credit, will it be removed when she declares bankrupcy, or is it on there forever (unless she pays it)? I [...]

Friday, September 25th, 2009

What is the best way to repair credit after bankruptcy?

Kim K asked: My bankruptcy was discharged in 2004 and I have not applied for a credit card until very recently (Secured Master Card with Capitol One).
I am planning to buy a house in the near future, what are some good ways to build some serious credit fast!
I also have $5000 available to invest into [...]

Friday, September 25th, 2009

How long does it take to build good credit after bankruptcy?

Miko L asked: I am filing for bankruptcy because of credit card debt, and a suit from a former employer. I’m dead set on getting my financial world in order, so what steps can I take to get good credit after bankruptcy, and how long will it take?

Friday, September 25th, 2009

How do i obtain an UNSECURED credit card after just going through bankruptcy. I am Canadian if it makes a dif?

matty_2049 asked: wondering what companies i can look to to obtain an unsecured credit card with poor credit (bankruptcy)… ive exhausted banks, but are there any private companies? or maybe a bank i havent tried?