thetravelingmartins asked: My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be [...]

SHAUNIE asked: I am looking forward to purchase my home next sept and I want to know your opinon on what would be the best way to raise my credit score. It seems to be stuck and not moving up or down.

kevin m asked: Ok, I added my wife to my 4yrs old high limit credit card.
Is this going to raise her credit score by just being on the credit card ?
Does she need to use the card for her to raise her score or just by being on it and me using my card and [...]

Star asked: We are working our way to buying our own home and only have 50 pts to go to get approved, but I would like to raise it a little more than that so we can get a little better rate. Would it be quicker to get a secured credit card that reports [...]

conspiracy asked: Does every payment to say a credit card raise your credit score. And how much does it rais e and depending on what?

ride every stride asked: Hi, my bf has a bad credit score, I was wondering what is the quickest way to raise his score? He just applied for a HBC credit card (in hopes they will give him one) is there any other things we could do to raise the score faster besides credit cards? [...]

Chippewa asked: When I was in college I kind of got some bad credit. Now I’m looking to raise my credit score. I have three credit cards and am always paying the bills on-time. Is there anything else I can do to raise my score?

Tmabel asked: My husband and I were trying to purchase a home but we need to raise our credit score and I heard about this credit enhancement program that will raise your score to 720 but it costs 750 dollars.

A A asked: I remember hearing a while back that there’s some companies you pay that can raise your credit score.
I’ve heard its illegal to do but there’s companies that you can pay to raise your score. What is the deal with this? WHy is it illegal? How is it done?

miss m asked: What immediate steps can you take to raise your credit score? And should I still be seeing things on my credit report from 1999? I have since paid off these bills but yet they show up. What steps can I take to raise my score