car_the_avatar asked: I have 3 different medical debts, and only 1 phone bill that’s on my credit report as bad credit. I’ve never ever had a credit card, and other than these 4 items i’ve never established any kind of credit. My debts total less than $1,800.00. I don’t make much money, and i’d like [...]

party planning, atlanta asked: im trying to boost my credit score up to an 800 or as high as i can get it, and i know credit cards are the way…but whats a good company to go with, or who has the best offers for bad credit.

saylasmommy asked: I have bad credit…I had two accounts each were under 100 and they went to collections…I was stupid when i got my first credit card a few years ago…Now my credit score is a 550…How can i fix it? My collections accounts are closed out and now im just looking to repair. I [...]

RCG asked: I have the worst credit in the world. I want to fix it but don’t know how to get started. Any ideas?

Don Stevens asked: This is very important so please give me a straight answer. None of that “the best way to not get bad credit is to avoid it” junk. I know that but it’s not going to help if I already have bad credit. So please tell me if there’s any way to fix [...]

saylasmommy asked: What is teh best credit card to get to help fix credit? My Credit score is not good…Like a 550…I Need to get a credit card but no one will approve me! Help!

USuck79 asked: I have a very low credit score with old delinquent accounts. I have heard paying off old accounts is pointless, and will not improve your score. Is there any way to fix credit on your own with out the use of a lawyer etc.

Kristy R asked: I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?

Ten4Six asked: I had a Wells Fargo overdraft fees that a collection agency called me for but I had no idea this could ruin my credit because I never owned a credit card. So I paid the debt a day after the collection agency called me but now I am worried I have terrible credit [...]

Nikki02 asked: Im 20.000 dollars in debt and i was wondering if anyone has ever tried fixing their similar bad credit and succeeded…how did you do it? Is there any company that i should go to, to help me fix it? how long will it take? also i have 2 good standing from most recent [...]