Judy Y asked: I am searching for a safe and protected site to go online and get my credit report and credit score. My daughters girlfriend told her about creditkarma.com for the credit score and Annualcreditreport.com for the report. Does anyone know if these sites are safe and accurate?

fariddadashi asked: i have the credit card since march 2008. when is the best time to check my credit score and report? and in mean while i lost my debit car. is it affect on my credit report an score?

rotab cohpa asked: I pre-approved for a mortgage loan in one bank. Of course, they run my credit report and score. Now, I want to pre-approve in another bank to have options and maybe better rate. Instead of having to open up again my credit report/score, do i have right to request for a copy [...]

Love To Learn! asked: Im trying to find out what my credit score is. Also I want to view my credit report. Is there a website that allows this for free? If not, how can I view it?
I already tried freecreditreport.com, they only allow you to see it if you enroll into triple A advantage. [...]

kel5996 asked: I have been told that every time I order my credit report, my score goes down. Is this true?

ABIGAIL ROSE asked: I have now got a good job after many years at University. Like most students, I had a overdraft and credit cards to get me through. I have never missed a payment. The thing is, how much time has to go by with my wage going into my bank to improve my [...]

cheneytardio asked: I am somewhat worried about the credit check a leasing company will be doing on me once I apply for an apartment. I have checked my credit and I believe that my credit report will get me the apartment with no problem, but my credit score is above average (not excellent) and [...]

jaysonkacz asked: I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative on your credit report. What is the best course of action? I have under $5,000 in [...]

Jessica T asked: Does anyone know a reliable website where you can pay a bit to get a one time, accurate credit score? I know of freecreditreport.com and sites like that where you can sign up for a privacy or other service and get the report that way, but is there a simple site [...]

driti_ing asked: I got an answer earlier that your credit card company can pull a soft credit report/score on you anytime they want. A soft inquiry (i’m assuming) does not affect your credit score/report. So can they get a “hard” inquery whenever they want?